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Solitary Premium Immediate Annuities. Just what exactly is A premium that is single immediate (SPIA)?

Solitary Premium Immediate Annuities. Just what exactly is A premium that is single immediate (SPIA)?

A premium that is single annuity, or SPIA, is really an agreement where you spend an insurance provider a lump sum payment of income at the start, called a premium, in return for fully guaranteed, regular re re re payments for a lifetime or higher a collection time period. A SPIA can start having to pay nearly instantly when you buy it or in the 12 months.

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Just what exactly is A premium that is single immediate (SPIA)?